Welcome to IQ Architecture & Surveying
A home is probably the most expensive purchase you will ever make, so make sure it’s a sensible one. Investing in a Homebuyer report/survey helps you to understand the pluses and minuses of your potential purchase – and can save you thousands of pounds later down the line.
A Homebuyer Report is an inspection of a property’s general condition and is a low cost option when looking for a survey. The inspection comprises of an examination of the parts of the property which are accessible – visible and readily available for examination from ground and floor levels.
Why should I get a homebuyer report?
A homebuyer report could save you a substantial amount of money by providing you with evidence to negotiate a reduction on the property’s asking price. It could even make you think twice about buying the property at all.
It will also give you an idea of what work, if any, will need to be undertaken in the future, and how much it’s likely to cost.
RICS HomeBuyer Reports use a traffic light rating system to highlight the most serious property defects and safety issues.
A fast, comprehensive and competitive service that brings to light all major defects likely to affect a decision to purchase. Carried out by a qualified residential property surveyor, it provides a no-nonsense assessment of the condition of the property using a simple 1, 2, 3 rating guide and a jargon-free approach. Buying a house is the largest single financial transaction most people make, and it can turn into a very expensive millstone if, after you move in, you discover that you are sharing your new home with dry rot, woodworm or rising damp, or that there has been settlement. It is therefore prudent to consider options other than just relying on the simple Mortgage Valuation Report prepared by your building society or mortgage lender.
Planning applications have a straightforward journey to approval. Understanding where you are in that process helps you know what responses you can make. Here are the steps in the process:
- Planning application is submitted to the local planning authority.
- The application plans, forms, fee and associated documents are checked and validated.
- Once validated a letter with the determination date is posted to the agent with case officer details and reference number.
- The planning authority publicises the application, in the newspaper, on lamp posts, by letter to neighbours and perhaps elsewhere.
- Other consultees are informed such as water board, highways etc…
- The public has a few weeks to comment on the application.
- Determination usually begins 2 weeks before the decisions date once all comments are in.
- The decision will be issued typically 8 – 10 weeks from validation.
The building regulation process
- A comprehensive set of plans and building regulations drawings are submitted to building control (local authority or private inspector). They will assess and check to make sure that all the necessary building regulations information is shown on the plans. They will also make sure that it fully complies with the building regulations.
- If amendments are required, the local authority or private inspector will inform the applicant (or agent) of any changes are needed. Once resubmitted and approval has been received, work can begin on site.
- Throughout the build process, a Building Inspector will visit the site to regulate the build at the following stages – Foundation, Drains and DPC (Damp Proof Course).